In accordance with federal regulations, Wisdom Capital Debt Recovery LLC is giving you this notice to tell you how we may use non-public personal information about you and your account (“Private Information”). This notice applies whether you are a current or a former customer of Wisdom Capital Debt Recovery LLC. COLLECTION AND USE OF PRIVATE INFORMATION We collect Private Information about you from the following sources:

• Information we receive from you either directly or indirectly, such as information on applications or other forms, which may include your name, address, social security number and income.
• Information about your transactions with us or others, such as your account balance and payment history.
• Information we receive from consumer reporting agencies, such as your credit history and credit worthiness.

DISCLOSURE OF PRIVATE INFORMATION We only disclose information we collect to affiliated and non-affiliated third parties as permitted by the federal Fair Debt Collection Practices Act.